How do you actually pay a Mexican agency from the US?
It's the question almost every finance department asks before approving a foreign vendor, and the answer is simpler than it looks.
The three payment methods
PayPal. The simplest option if you already use PayPal for other vendors — you can pay with a credit or debit card without needing a funded balance.
International bank wire transfer. The traditional route for larger B2B payments. It can take 1-3 business days and usually carries a flat bank fee regardless of amount.
Crypto: BTC, USDC, and USDT. Increasingly common for cross-border B2B payments, especially with stablecoins (USDC and USDT) pegged 1:1 to the dollar — none of Bitcoin's volatility, but the speed of a blockchain transaction: usually minutes, not days.
The paperwork that actually matters: the W-8BEN-E
When a US company pays a foreign vendor, the IRS generally requires a W-8BEN-E form from that vendor — it certifies the entity is foreign and helps your accountant classify the expense correctly. It isn't optional for most companies with formal bookkeeping, so any serious nearshore agency should be able to hand it over without you having to ask twice.
USD invoicing, no surprises
Working with a Mexican agency shouldn't mean dealing with currency conversion or exchange-rate exposure. The invoice should arrive in USD, matching the number agreed on upfront — currency risk should never be your problem.
If you're evaluating a Mexican vendor, this is the bare minimum you should be able to get in writing before signing: a clear payment method, a W-8BEN-E on file, USD invoicing, an English-language contract.
Have a project in mind? Reach out and we'll confirm whichever payment method works best for you.